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Blog Post | Consumer Protection

U.S. House Considers Delay To Financial Protections for Servicemembers, Veterans | Ed Mierzwinski

(UPDATED 30 April): Last year the Department of Defense proposed needed improvements to the 2007 Military Lending Act, since high-cost lenders were exploiting loopholes to evade the law's 36% APR cap on loans to servicemembers to make loans at 400% APR or more, harming military families and threatening unit preparedness to defend the nation. Now, days before a committee vote, predatory lenders have succeeded in convincing House Armed Services Committee leaders to insert language into the National Defense Authorization Act that would delay the DoD regulations up to a year while needless, redundant studies are prepared. Only in Washington.

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News Release | U.S. PIRG | Consumer Protection

PIRG Commends Release of Labor Dept.'s Proposed Rule To End Conflicted Retirement Advice

PIRG today commended the public release of the Department of Labor’s proposed rule that would strengthen the ability for Americans to save for retirement by addressing conflicts of interest that arise when brokers and financial advisers give retirement advice. Wall Street will fight the rule hard, because it requires them to put consumers first.

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Blog Post | Consumer Protection

CFPB Begins Payday Regulation Push In Richmond | Ed Mierzwinski

We joined the CFPB in Richmond Thursday for a field hearing on a proposed rule to regulate payday lending and similar high-cost short-term loans. The CFPB's draft rule is comprehensive, covering a variety of loans, but it contains potential loopholes that we and other advocates will urge the bureau to close before it finalizes this important effort. Here's a short blog with some photos from Richmond.

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Blog Post | Public Health

Some Good, Some Bad in Obama Administration Plan to Protect Antibiotics | Sujatha Jahagirdar

Today, the National Task Force for Combatting Resistant Bacteria released a five-year action plan to tackle the growing problem of antibiotic resistance.  While the plan will take several important steps necessary to control the spread of antibiotic-resistant bacteria, it will miss the opportunity to call for critical reforms in the agricultural sector that are essential to protect public health.

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News Release | Ohio PIRG Education Fund | Transportation

New Survey Shows Ohio Millennials Want to Locate in Cities Where Driving is Optional with Multiple Transportation Options

A new study presenting a survey of 500 students at 10 of the state’s public and private universities sheds lights on an overlooked issue in debates over Ohio’s “brain drain.”  The report “Searching for a Better Ride: Ohio Students Want to Live in Communities with Transportation Options,” from the Ohio PIRG Education Fund shows that the majority of students surveyed value the importance to live in a place where they could get around without driving after graduation.

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News Release | Ohio PIRG | Consumer Protection

Courts Recognize Bank Secrecy Must End; Does Congress?

The big banks that limped into Washington a year ago now march all over Capitol Hill with their lobbyists, fighting the financial and tax reform legislation at every turn. But the banks’ big money doesn’t seem to influence the way some judges have been ruling lately.

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News Release | Ohio PIRG | Financial Reform

Ohio PIRG Consumer Program Director's Statement on Wall Street Bailout

Statement of Ohio PIRG Consumer Program Director Ed Mierzwinski on Final Passage of Wall Street Bailout Legislation Today

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News Release | Ohio PIRG | Financial Reform

Statement: Defeat of Wall Street Bailout

Today the House of Representatives listened to concerned Main Street voters and taxpayers and defeated a defective Wall Street bailout.

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News Release | Ohio PIRG | Democracy

Nineteen States Not Enforcing Federal Laws on Voter Lists

A new survey of state laws and election officials shows that, on the eve of the 2008 general election, nineteen states do not have laws, regulations or systems in place to properly implement a federally mandated 90-day pre-Election Day ban on systemic voter list purges. The survey, Vanishing Voters, was conducted during the summer of 2008 by the Ohio PIRG Education Fund.

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Media Hit | Transportation

Is leasing roads a viable option?

It may well be that what's on the surface really is the case, that privatization of state assets is a good idea and a revenue generator. The problem is the idea is so new, and deployed by so few states, that state leaders can't predict how such partnerships would play out.

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