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Blog Post | Financial Reform

Will Flawed CFPB Wells Fargo Consent Order Be Reopened To Help Victims? | Ed Mierzwinski

Questions are being raised. Will the ballyhooed $1 Billion CFPB settlement with Wells Fargo be reopened because it clearly favors the wrongdoer at the expense of the victims? There is a reopening precedent for bad consent orders, which we discuss below.

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Report | Ohio PIRG Education Fund and Frontier Group | Budget

Following the Money 2018

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News Release | Ohio PIRG Education Fund and Frontier Group | Budget

NEW REPORT: Ohio Receives an "A+" in Report on Transparency of Government Spending

Ohio again received an "A+" for its government spending transparency website, according to “Following the Money 2018: How the 50 States Rate in Providing Online Access to Government Spending Data,” the eighth report of its kind by the United States Public Interest Research Group Education Fund and Frontier Group. The state leads the way nationally when it comes to spending transparency, tying this year with West Virginia.

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Blog Post | Financial Reform

We Join Groups in FTC Privacy Complaints Against Facebook and Google's YouTube | Ed Mierzwinski

We've joined complaints that two behemoth firms are in violation of Federal Trade Commission privacy rules. In the first, U.S. PIRG joins the Electronic Privacy Information Center and other groups claiming that a number of Facebook's practices - particularly, its use of facial recognition techniques without consent -- violate a previous 2011 privacy order. The facial recognition practice may also violate PIRG-backed Illinois law. Second, we join the Center for Digital Democracy's filing alleging that Google's YouTube collects information about kids in violation of the Children's Online Privacy Protection Act (COPPA). And we haven't forgotten about Equifax.

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Blog Post | Public Health

Home remodeling shouldn’t be a deadly project: Toxic paint removers being sold by Lowe’s and other stores | Dev Gowda

No one should lose a loved one to deadly chemicals. But right now you can walk into Lowe’s and other stores and buy paint removers containing highly toxic chemicals.

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News Release | U.S. PIRG | Financial Reform

Statement on the Quarterly Earnings Announcement By Equifax

We join leading consumer groups in a statement about today's earnings announcement from Equifax. On September 7th the behemoth credit bureau finally announced to the world that, in late July, it had discovered an apparent multi-month intrusion into its systems affecting the Social Security Numbers and other personal information of 143 million consumers (later increased to 145.5 million consumers).

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News Release | U.S. PIRG Education Fund | Public Health

High Levels of Lead Found in Fidget Spinners

U.S. PIRG Education Fund found fidget spinners with high levels of lead for sale at Target stores across the country. Parents and consumers need to know about these lead-laden toys, especially because we alerted Target and the toy’s distributor, Bulls i Toy, to our findings, but they refused to address the problem. The toxic fidget spinners are still available both in toy aisles at Target stores and on its website. Incredibly, Target and Bulls i Toy defend their inaction by pointing to the Consumer Product Safety Commission’s (CPSC) declaration that fidget spinners are NOT technically “children’s products” subject to legal limits for lead.

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News Release | U.S. PIRG | Public Health

World Health Organization Urges Meat Industry To Cut Routine Antibiotic Use

The World Health Organization’s new guidelines on antibiotic use in the meat industry couldn’t come sooner. At least 2 million Americans become ill each year due to antibiotic-resistant infections and 23,000 die. The guidelines make clear that the agriculture sector needs to stop using antibiotics for growth promotion and disease prevention in healthy animals.

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News Release | US PIRG | Tax

U.S. PIRG Statement on House Tax Bill

Below is a statement from U.S. PIRG Program Advocate Michelle Surka on the proposed House tax bill's impacts on our debt:

“The Tax Cuts and Jobs Act, introduced this morning in the House, is an exercise in fiscal recklessness, exploding the budget deficit while failing to close the biggest tax loopholes and relying on gimmicks to obscure the impact on the national debt. Rather than make prudent trade-offs to achieve the President's promised tax cuts, this bill twists itself into knots attempting to distract from the bottom line: it will add trillions to our deficit."

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News Release | Consumer Protection

U.S. PIRG CONSUMER ADVOCATE MIKE LITT TESTIFIES AT CONGRESSIONAL HEARING ON EQUIFAX

Our Consumer Advocate, Mike Litt, was invited by Congresswoman Maxine Waters, Ranking Member of the House Financial Services Committee, to testify this week at a Congressional hearing on the Equifax data breach. This was a continuation of the committee's previously held hearing on October 5th entitled "Examining the Equifax Data Breach."

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Report | Ohio PIRG | Public Health

Prescription for Danger

The fungal meningitis outbreak caused by contaminated steroid injections that killed 55 people to date and sickened more than 740 is one of the worst public health disasters the nation has seen in recent history. The tainted injections came from a drug manufacturer doing business as a “compounding pharmacy,” a classification which allowed them to evade the system of safety rules, inspections, and oversight that keep our drug supply safe.

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Report | Ohio PIRG Education Fund | Transportation

A New Direction

The Driving Boom – a six decade-long period of steady increases in per-capita driving in the United States – is over.

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Report | Ohio PIRG | Tax

Picking Up the Tab 2013

Some U.S.-based multinational firms and individuals avoid paying U.S. taxes by using accounting tricks to shift profits made in America to offshore tax havens—countries with minimal or no taxes. They benefit from their access to America’s markets, workforce, infrastructure and security; but they pay little or nothing for it—violating the basic fairness of the tax system and forcing other taxpayers to pick up the tab.

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Report | Ohio PIRG Education Fund | Budget

Following the Money 2013

Every year, state governments spend tens of billions of dollars through contracts with private entities for goods and services, subsidies to encourage economic development, grants, and other forms of spending. Accountability and public scrutiny are necessary to ensure that state funds are well spent.

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Report | Ohio PIRG Education Fund | Tax

The Hidden Cost of Offshore Tax Havens

Federal taxpayers are not the only victims of offshore tax havens. Tax havens deprive state governments of billions of dollars in badly needed revenues as well. Based how much income is federally reported in each state, and on state tax rates, it is possible to calculate how much each of the state governments lose as a result of offshore tax dodging.

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Blog Post | Consumer Protection

CFPB Is On The Job Protecting Consumers | Ed Mierzwinski

While powerful special interests, Senators, the Chairman of the House Financial Services Committee and the White House call for dismantling the CFPB, firing its excellent director, or worse, CFPB continues to be an agency that is on the job, conducting business as usual to protect consumers. Its latest "Monthly Complaint Snapshot" is an open window into the many reasons we need a strong CFPB.

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Blog Post | Higher Ed

Consumer, Student Education Groups Defend CFPB To Congress | Chris Lindstrom

Nearly 60 student, consumer, and education groups signed on to this letter that was sent up to the Hill on Monday, February 13.  It calls for the CFPB to remain a strong, independent agency, so it can protect student loan borrowers (and taxpayers) from predatory lending tactics.

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Blog Post | Health Care

PIRG applauds decisions blocking health insurance mega-mergers

This week, in a big win for consumers, a district court took action to block the proposed merger between health insurance giants Anthem and Cigna. This decision follows a ruling last month that blocked the proposed merger of two more of the nation’s biggest for-profit health insurers, Aetna and Humana. These decisions come after months of work by U.S. PIRG and a broad coalition of consumer and health care groups, urging close scrutiny of the mergers from state and federal regulators and raising questions and concerns about the potential impact of the mergers.

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Blog Post | Democracy

Call your representative and senators every day. Here's how. | Andre Delattre

There’s a lot unfolding in Washington, D.C., right now, and you may be wondering: “What can I do to voice my concerns?”

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Blog Post | Consumer Protection

This week, CFPB Sues TCF Bank for overdraft schemes and loan servicer Navient for "failing" students | Ed Mierzwinski

Despite an escalation of threats to exterminate the Consumer FInancial Protection Bureau, CFPB continues to protect consumers well. This week it sued TCF Bank over deceptive overdraft marketing schemes and it sued Navient, the student loan servicer and Sallie Mae spinoff, for "failing" students at every step of the repayment process. The TCF complaint notes that its CEO brazenly named his boat "Overdraft."

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